Unless you are an all cash buyer, you will need a MORTGAGE LENDER, to provide the funds you don’t have to purchase your new home.
Whether you’re a first-time buyer looking for the perfect starter house, or a seasoned buyer, you are probably asking the same questions: Can I afford this? Is this the right move at the right time? You can use a mortgage calculator to estimate your monthly payment, but for a complete pre-approval you need to talk to the experts. Since there are many different types of loans, new mortgage programs, and always changing rules, only lender can help you determine the right loan for your unique situation.
There is a big difference between being pre-qualified vs. pre-approved. Most sellers will not consider an offer without a strong pre-approval letter from your lender.
Serious buyers have a firm grasp of their financial situation before looking at houses.
Please contact me for a list of Colorado Licensed Lenders.
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